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Virginia Housing Policy
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Governor of Virginia - Bob McDonnell: click to go to the Governor of Virginia's site
Bob Sledd

Welcome to

Virginia Foreclosure Info


It's important to get in touch with your lender as soon as possible when you start having trouble making payments. In many cases contacting a lender early in the process will make it easier for you to work out a plan to help you get back on track, depending on your situation and how far behind you are.

Foreclosure Help

Locate a Counselor in your area by entering a Zip Code:

When you call the non-profit organization in your area, be sure to ask if there is a charge and whether your housing counselor is certified. Note: The U.S. Department of Housing and Urban Development (HUD) does not allow fees to be charged for foreclosure prevention counseling on FHA loans.

For a complete list of certified counselors click here.

State-Federal Mortgage Servicing Settlement Agreement (Office of the Attorney General of Virginia)

Policy/Research

Review of Virginia Foreclosure Trends January 2012 (18 pages)

Task Force Report

Interim Housing Policy Framework Report

Review of Virginia Foreclosure Trends September 20, 2011 (21 pages)
more...

FAQ

Should I call my Mortgage Lender or Loan Servicer? What's the difference?

When should I call my loan servicer?

What if I don’t want to call my loan servicer?

An important message from the Federal Trade Commission about avoiding foreclosure rescue scams.

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