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Virginia Housing Policy
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Help for borrowers under this settlement click here.

Eligible borrowers not notified should contact settlement administrator
Call toll-free: 1-866-430-8358. The line is staffed Monday through Friday from (7 a.m. to 7 p.m. Central).
Email: administrator@nationalmortgagesettlement.com

If you have concerns about the health of your mortgage, you're not alone. All across the Commonwealth, people are looking for ways to keep their homes. That is why the Virginia Foreclosure Task Force created this website.

Whether you're just beginning to have trouble making your mortgage payments or you're already in foreclosure - our hope is that the information you find here will help you make the best of a tough situation, and we encourage you to take action right away.

You'll find important foreclosure prevention tips and learn what to say when you call your lender. There's also a list of Certified Housing Counselors who can help you assess your situation and offer specific suggestions to assist you.

This is a difficult time for many Virginians. By visiting the Virginia Foreclosure Task Force website, you've taken an important step in the right direction.


It's important to get in touch with your lender as soon as possible when you start having trouble making payments. In many cases contacting a lender early in the process will make it easier for you to work out a plan to help you get back on track, depending on your situation and how far behind you are.

Also, be careful who you go to for advice, and beware of scam artists or people trying to take advantage of your situation. Working with a Certified Housing Counselor is a good way to make sure the advice you receive is accurate, reliable, and appropriate. You can find a Certified Housing Counselor near you by using our Housing Counselor Search tool. Remember, some housing counselors may charge a fee, so be sure to ask whether their services are free when you contact their office.

Remember, the sooner you act, the better your chance of saving your home.

Links

Treasury and HUD Announce Enhancements to Housing Program

IRS information about Home Foreclosure and Debt Cancellation

Fannie Mae site for Distressed Borrowers

Freddie Mac foreclosure resource site

Foreclosure Prevention Workshops

HopeNow

HUD

60 days or more past due?

Making Home Affordable

Documents

Household Spending Plan

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